Why Regular Top-Ups Are The Key to Earning Higher Returns

Why is Topping Up Important?

Simply reinvesting existing funds is valuable, but it doesn’t contribute to the overall growth of your active investment capital. When you just reinvest, it helps maintain your returns, but without fresh capital, growth will slow. This approach still offers profitability but at a base rate of 0.75% per month.

Topping up your account by at least €100 each month brings in new money, which strengthens our investment pool and, in turn, enables us to lend to more businesses. To reward investors for contributing to this growth, we offer a higher return of 1% on your outstanding loan balance.

Encouraging Growth Without Bank Fees

We understand that constant withdrawals and deposits of small amounts can lead to unnecessary bank fees, which is not our aim. Instead, we encourage investors to increase their active capital over time by adding new funds, not just recycling their existing balances. By topping up regularly, you will build a stronger investment position and benefit from higher returns.

What Happens When Your Balance Reaches €10,000?

Once your active investment balance reaches €10,000, you automatically qualify for the 1% return - no need to worry about meeting the monthly €100 top-up rule. This provides flexibility while rewarding those who maintain a substantial investment balance.

In summary, adding at least €100 to your account each month is more than just a rule - it is a way to grow your portfolio, help businesses thrive and earn higher returns on your investments. By supporting the growth of our platform with new capital, you help us grow, and in turn, we help you grow by offering higher returns and more investment opportunities. It’s a win-win situation that rewards both you and the businesses you invest in.