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Scramble OU is registered in the Commercial Register of Estonia under registration No. 14991448, with legal address at Pärnu mnt 22 Kesklinna linnaosa, Harju maakond 10141, Tallinn, Estonia. Investing through Scramble involves acquiring Claims; consequently, your capital may be at risk. We advise you to carefully evaluate the risks and diversify your investments.
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//Achieving Financial Success with SMART Investing Goals
For investors
15 Mar 2023

Achieving Financial Success with SMART Investing Goals

Having a strategy is crucial when building an investment portfolio, and it doesn't have to be complicated. Most investors opt for simple plans, such as "minimize risk" or "save for retirement". However, it's important to be clear about what you want to achieve and how you're going to get there. There are many tools that can help you set these overall plans.

Achieving Financial Success with SMART Investing Goals

Having a strategy is crucial when building an investment portfolio—and it doesn’t have to be complicated. Many investors choose simple plans like “minimize risk” or “save for retirement.” What matters is being clear about what you want to achieve and how you’ll get there. A common framework is SMART:

  • Specific

  • Measurable

  • Achievable

  • Relevant

  • Time-bound

Specific means defining how much you plan to invest and for what purpose.
Measurable goals are easy to track because they have a concrete amount attached.
Achievable goals keep motivation high and avoid draining resources.
Relevant goals align with your broader priorities.
Time-bound goals have a deadline, creating urgency and helping you calculate the monthly or weekly amount needed.

On Scramble, you acquire receivables (Claims) and receive distributions based on the underlying Financing agreements. Our investment calculator estimates potential returns over different periods using those schedules. It helps you decide how much to allocate and for how long to reach your targets.

Setting SMART goals is an excellent first step—especially if investing feels new. With a clear roadmap and realistic timeline, you can take control of your finances and build a more secure future.

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